Clients
Our business is truly client-focused, and we can achieve this by ensuring that we put our clients at the very centre of everything we do.
Every client is unique in their needs and wants; there is no such thing as a ‘normal’ client, and ensuring that we deeply understand your financial planning goals enables us to provide the right solutions for you.
For this reason, our solutions are not ‘off-the-shelf’, but instead are bespoke to your needs. However, the power of our advice is in the strength of the relationship, and it is this that enables us to deliver the very best service over the longer term. We offer personal face-to-face advice which gives you the chance to regularly review your financial needs and goals.
Using SJPs distinct approach to investment management, which is core to our offering, we can effectively manage your investments whilst keeping you up-to-date with the latest news and information that may affect your personal circumstances. Key to a strong relationship working well is our ability to listen to your feedback, and we are always at hand to tweak any aspects of your financial planning as and when required.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Individuals
An individual’s financial planning needs are numerous and diverse. When we sit with prospective clients, one of the very first questions we ask is: “What in particular is important to you?” Some may have relatively simple needs like regular savings for a rainy day or want to know whether their current or previous pension arrangements are working hard enough for them to achieve the retirement lifestyle they are aiming for, but others are more emotive:
“I want to buy a yacht in 5 years time and sail around the world”.
“We want to create the best conditions possible to support a financially secure, happy and balanced family life”.
“My brother’s wife died in her early 30s leaving two children and I want to put in place a protection policy that helps my husband/wife should the unforeseen happen to me”.
Whatever your motivations, we can help at Tilikum Wealth Management. We have the knowledge, experience and expertise to help you achieve your goals.
Letting us help you create a financial life plan is the first step in a long and fruitful journey, one where we are with you at each step, advising and supporting you as you navigate your way towards your goals.
Families
“Do I have enough wealth to cater for any care needs, if they might arise?”
“How can I help my adult children financially, and my grandchildren, during my lifetime?”
“How can I look to pass my estate on to the next generation in the most tax efficient manner?”
At Tilikum Wealth Management, we help our clients create a bespoke financial life plan that enables them to structure their assets during their lifetime so their, and their family’s, needs are met. This might involve gifting, pension planning, life policies, estate planning through trusts* (in collaboration with expert private client solicitors) and investing aiming to protect your capital should markets inadvertently fall.
The key to financial planning for families is to make it intergenerational, and with a structure that enables control to be maintained by the ‘settlors’ (the donors) whilst ensuring that the beneficiaries of the lifetime estates do, truly, benefit.
*Trusts are not regulated by the Financial Conduct Authority.
Business Owners
If you run a business and want to make sure that you have your finances in order, our wealth management experts can help point you in the right direction. Offering a variety of services, from helping you understand your pension right through to ensuring that your finances are protected, our team are here to help.
Whether you run a small business or have a team of staff that you would also like us to help, we can offer you a no obligation consultation.
Want to know more? Get in touch today on 07739 698469
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.